Smart Tips for Landing with Cheap Auto Insurance rates

Auto insurance is a must after you get a new car. The insurance part is an essential safeguard that would protect your asset in times of accidents or other related mishaps. Howbeit, the expensive insurance rates seem discouraging for a lot of car owners. But here are some fantastic tips that can help you to achieve the auto insurance rates at cheap. Read on.

First and foremost, you have to take up a market survey. Browse through the car insurance websites and make a list of some reputed names. It’s to inform that the competition is really fierce in the insurance market and hence the best insurance firms are always trying to offer you with competitive rates. Thus a market comparison is vital here. Then, the experts suggest that the insurance rates get higher on flashy models. The flashy ones are engineered with expensive and delicate parts which could be vulnerable to accidents. So, if you are looking lower rates settle with a sturdy car this time.

Another major tip here is to secure your car with like theft alarm and other advanced security equipments. The insurance companies would always offer for a lower rate if they find your vehicle protected and safeguarded in advance. Then, yes, you have to maintain a positive driving record. The more ticket you are charged, higher would be your car insurance premiums. But again, the insurance companies can lower your rates if you have successfully completed your defensive driving course. There are companies that can lower the rates up to 20%. The teen students can achieve cheaper car insurance on the ground of good school records. Then, it has been found that enhancing your deductible would significantly diminish the insurance rates to a great extent. You can obtain even up to 50% reduction this way.

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Guide for Travelling Through Europe

There is a tendency that people who suddenly get a lot of free time – like college graduates and people who’ve just retired, desire to see the world. Touring around Europe seems to be the most popular plan for free time, but the percent of people who actually accomplished this dream is smaller than the people who wanted it. The main reason of that is the fact that planning Eurotrip seems to be quite a hard thing to do. Yet, today it is a lot easier with travel guides available on the Internet, and numerous websites that were designed specifically for the purpose of planning the route, budget and any other details for such trips.

There are a lot of reasons why people choose Europe as their dream destination, and no matter which ones do you have, the following article will help you have a really stress-free and joyful experience when visiting the great old continent.

  1. Getting Started

After you’ve made a decision to go to Europe, commit to it and start putting away money. Though you will not know your exact budget, the airfare will range from $500 to $1000 depending on where in US you live. You have some options here – flights from US to London are far cheaper than to any other cities of the European continent, and if you book tickets in good advance and during the off-season, you can end up with paying only $500 for round trip.

Decide where you desire to go – focusing on your main wishes is the best strategy if you have a limited time and budget for travelling. Make a list of the must-see sights and places and arrange them in the top according to the level of your interest in them. This can be cities, specific monuments or countries, open-air concerts or any other types of destinations. After you’ve done it, try to map up the most logic and reasonable plan in terms of time and finances. To do this you can use Google Maps or any other map app.

Figure out how long you want to stay at this or that place on your list. This may later be regulated by your budget, but at least you should decide how much it would take to really see and enjoy the sight. For instance, spending only a day in Paris or London is a shame for anyone who claims to be a tourist.

One the other hand, thought, don’t make your travel plan too rigid – give yourself couple days atop just in case you meet someone in your trip and want to get with them to some other destination that wasn’t on your list before. Use travel days to see sights en-route.

  1. Organizing Your Budget

Ad up the price of your airfare, Eurail Pass or any other transportations that you’ve chosen, the cost of your lodging and food, and the prices for your main attractions (you may find them online just to be aware).

Get an ATM card instead of cash and withdraw enough cash for few days in each of your destinations. Keep most of the cash you have in a money belt underneath your clothes, but have a little change somewhere in the pocket so you can get it faster if you need to. It advisable to bring additional ATM card is anything happens to the main one.

Keep in mind that in Europe most credit cards will charge additional transaction fees (which are about 2% – 4%). Make sure you bring enough cash that would last until your first trip to the bank.

  1. Pack Light

Under-pack – opt for smaller things, as less is more. Thus, choose collapsible umbrella instead of raincoat, comfy walking shoes instead of fancy ones, and small Spy Glass instead of binoculars. Socks and undergarments are easily washed with hotel soap, so don’t get crazy on shampoos and other chemicals. Moreover, there are usually Laundromats nearby the hostels, so you can make use of these instead of bringing detergent with you.

Keep in mind that you will have to carry your backpack or suitcase for miles, so making it heavy is not the best idea. Make sure you have enough place there to put the souvenirs you will get later.

Research for travel packing lists and adjust them to the place you are going to. And remember that you can always buy the stuff you need when you get to your destination – toiletries in Europe are just the same as you would buy in US.

And the last but not the least – get a good backpack and make sure it is comfortable.

  1. Decide On Your Lodging

You should always make a reservation for accommodation for your first couple nights and the last one before you leave home.

Search lodging in the cities you come to. The most obvious would be booking hotels, but if you are going on a tight budget, opt for hostels instead. Look through the ratings for local hostels (you can even find special ones for students, seniors, or even women-only ones), and use your common sense to choose the optimal one for you. Keep in mind that the best are booked the fastest, so reserve in advance. Night in hostel usually costs about 20-40 euros, and the place is the friendliest and the most convenient for budget travelers. With pubs and meeting places some of these have hostels are great places for social interaction, and here you can meet other tourists with whom you can continue your travel.

Another option is “couch surfing,” which basically means staying at someone’s home. Again, it seems sketchy, but there are verification processes, reviews, and you have your common sense! Not only is it free, it is a wonderful way to experience the city you’re staying in; many hosts are willing to show you around and take you to the non-touristy parts.

You can also rent a place from locals that can be much cheaper than hotels. Many people post ads offering a place on local classifieds websites; you can check some here.

Take into consideration the travel fatigue which is pretty common, especially if you pack your trip too tightly. Being tired you will not be able to enjoy the places you are coming to, plus in such state you will spend more.

Make sure you get to your next over-night before the dark falls.

Vary your travel experience from to place to place and from one type of transport to another – market, museum, theatre, local diners, bike, hiking, ferry, tram. Don’t be afraid of trying something new.

You may ask your host, hotel or hostel to make a reservation at your next destination – it is usually free and pretty convenient. And don’t hurry too much – stop for a cup of coffee or glass of beer and enjoy the atmosphere of the sight before you leave.

  1. Choose a Mode of Travelling

Each mode of travel has the advantages and disadvantages, and the final decision should be based on your plans, your budget and personal preferences.

Travelling by rail (which is well-known and familiar train) works well for major European cities, but to smaller towns you may have to use a bus. It may seem that train is slower than plane, but taking into consideration the check-in-time and crowds of people in lines one can see the positives of trains.

Trains are better for short distances, and you will have more chances to enjoy the scenery out of the window of the train.

Eurail/Interail Pass is a great purchase to consider if you want to save a good dime on transportation. Mostly this pass is valid for 30 days and includes even small local trains. Paying your travel expenses beforehand is a nice way to get rid of one more worry during the trip.

It may cheaper just to buy the train tickets. European Rail Companies have websites that offer special one-way off peak tickets. Some are ‘domestic’ and some ‘international’.

Fly – take advantage of the cheap flights between the main European cities, as the trip may cost you about 30-40 euros. For long distances choose the cheapest local airline and go ahead (keep in mind some baggage charges to pay).

Rent a car. This will help you enjoy the scenery and give you a freedom to stop wherever you like, take photos, visit local villages and eateries, or find less expensive accommodations. Carrying your baggage for you is another good thing that goes into pros of the idea of renting a car.

Major Car Rental Companies in Europe allow you free one-way rental without fees for drop-off if you go within one country, and come even allow you to bring car to adjoining countries. You can download the European Map onto your portable GPS system so that you will easily find your destinations. Driving is pretty the same except for UK and Ireland where they drive on the left.

If you arrive to the large city right away, it is highly recommended that you pick-up your car on departure. By picking up cars in the city itself and not at the station (train stations and airports usually carry surcharges for that) you will save money (dropping off at airports does not cost extra and is very convenient) and the hassle of city parking is avoided. Keep in mind that if you only travel around large cities, renting car is not the best idea, and you should opt for public transportation.

You can as well take local and long-distance couches/buses. Or get a combination of all mentioned above.

Additional Tips

  • Make friends with local people. Being open for communication, you will shortly see that most locals are friendly and more than willing to show you the city or town. You may forget the sights in some time, but you will never forget people you’ve met and became friends with while being away from your dearest and nearest.
  • If you are a student, consider this – International Student Insurance Card (ISIC) offers travel insurance, discounts all over the world, and a cheap calling card, all for around $22. Get more information and make the best use of your age.
  • Buy water in supermarkets and refill wherever you can. The tap water is usually safe to drink unless there is a sign saying it is not. Empty bottles can even be taken to airplanes, so make the use of these as well.
  • As you will have to deal with several languages, learning some useful phrases or getting a simple slim phrase book would be a good thing to do, especially if you are planning to go farther from traditional sights. Even knowing the basic phrases like “hello” or “how much does it cost” may please the locals as it will show the effort you’ve made.
  • If you are in a trip with partner or partners, each of you should make a top-ten “must-see” list without the influence of other people! Then, negotiate using your top three or top five.
  • Try local food and make sure you’ve eaten something new. Another shame for someone claiming to be a tourist is coming to Italy or France and eating out at McDonald’s.
  • Get extra batteries and memory cards for your camera, and learn how to charge them. Most trains have the outlets at the seats or in the bathroom, but you may need an adapter for these. Just go to your local electronic store and ask for one.
  • There are so many great destinations in Europe that are often overlooked, so take the serious look at southern Italy, Scandinavia or Portugal. Research well and don’t stick just to Paris and Rome.
  • If you are a student, under 26, or senior – ask about discounts and make use of them. For students having school ID is crucial.
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No More Complain about Advertising, Free Classifieds Are Here!

Many businessmen are complaining about how they have spent a lot of money but they cannot get like what they expect. Yes, if you are a businessman and you try to think like one, you should be assuming that all money you spend is a kind of investment. And all investments should give something to the investor as the time goes by.

For this matter, let’s take the example of how the businessmen have spent some money for the advertising of their business. Of course, there must be some quite big sum of money being spent. By doing that, they expect the amount of people who become their customers or clients can improve too. Yes, ultimately, they can boost the amount of the profit later on. However, not all advertising can be that good. It is really possible for you to spend, let’s say, $1,000 for advertising but then you only get $100 from your sales. It is really pathetic right? OLX Free Classifieds seems to understand such situation. That is why it tries to help the businessmen to grow their business by cutting down the cost of their advertising.

Yes, OLX can provide free space for the advertising. And since we are talking about online medium for the advertising, it should be effective. Even if it is not that good, there is no harm that can happen to you. It is because you spend nothing for the advertising here. However, you must learn that there is no way for your advertising on OLX to give you nothing. For your information, many people give OLX a visit every day. And by considering your business has been included in its ads, the chance for those people to become your customer is high enough. Don’t you think this advertising alternative is promising? Therefore, you should get rid of your doubt and give it a try right away.

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Choosing The Best Hotel – Some Tips For Success

Choosing The Best Hotel - Some Tips For Success

Nearly everyone has experienced the nightmare of staying in a bad hotel. Than can be quite an expensive mistake, and nobody wants to do that again. Here is some advice to ensure you get the hotel room you want, and the price you would like as well.

To find the best deals on hotels consider a travel agent. Many times travel agents can find wonderful hotels at a great price. When booking with a travel agent, ensure that the agent knows both your wants and your needs. This will allow the travel agent to shop for both and offer you choices.

To save money on a minibar or vending machine at a hotel, pack a cooler before you start out on your trip, and throw in some six-packs of soda or beer and a bottle of wine. When you get to the hotel, if you have a small fridge, you are all ready. If there isn’t a fridge, use the ice machine and your cooler to keep things chilled. Continue reading

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You Should Book Your Flights Far Into The Future To Get The Best Deal

You Should Book Your Flights Far Into The Future To Get The Best Deal

Traveling is one of the great joys of many people. There is something about going new places, meeting new people and experiencing different cultures, that can broaden your horizons in a way other things can’t. Travel does not have to be expensive nor do you always need to go to exotic places, it just has to be to someplace where you are exposed to different experiences. This article can help you to embrace travel as an important part of life.

When traveling internationally on a budget, consider taking flights rather than trains to your destinations. While trains are perhaps the more traditional mode of transportation for backpackers, many airlines offer discount flights that are much cheaper than train tickets. This way, you can travel to more places without adding to your budget. Continue reading

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